Understanding Homeowners Insurance Endorsements: Do You Need More Coverage?
A standard homeowners insurance policy provides basic protection, but it may not cover everything. Home insurance endorsements (or riders) allow you to customize your policy to better fit your needs. Here’s a look at some essential endorsements every Colorado homeowner should consider. What Are Homeowners Insurance Endorsements? Endorsements are policy add-ons that provide extra coverage […]
Pet Insurance in Colorado: Is It Worth It?
From hiking in the Rockies to playing in dog parks, Colorado pet owners love their furry companions. But when an accident or illness strikes, veterinary bills can add up fast. Pet insurance can help offset unexpected medical expenses, but is it really worth the cost? Here’s what Colorado pet owners need to know. Why Pet […]
Home Insurance for Short-Term Rentals (Airbnb & VRBO Owners)
Short-term rental platforms like Airbnb and VRBO have transformed the way people travel and invest in real estate. If you rent out your Colorado home, condo, or vacation property, you may assume your standard homeowners insurance covers you—but that’s not always the case. Without the right short-term rental insurance, you could be left paying out-of-pocket […]
Wildfire Insurance for Homeowners: Are You Fully Covered?
Colorado’s stunning mountain landscapes come with an ever-present risk: wildfires. With rising temperatures, dry conditions, and increasing fire activity, homeowners must ensure they have the right wildfire insurance coverage. While standard homeowners insurance may offer some protection, it’s often not enough for high-risk areas. Here’s what you need to know about wildfire insurance in Colorado […]
Flood Insurance for Colorado Businesses: Essential Protection Against Rising Risks
Colorado businesses face significant flood risks from heavy rainfall, snowmelt, and flash floods—yet many business owners assume their commercial insurance automatically includes flood coverage. Unfortunately, most standard commercial property policies exclude flood damage, making separate flood insurance a must for businesses in flood-prone areas. Why Colorado Businesses Need Flood Insurance While Colorado isn’t on the […]
Personal Flood Insurance in Colorado: Do You Need It?
Flooding isn’t just a coastal problem—Colorado homeowners face serious flood risks from heavy rain, rapid snowmelt, and flash floods. Unfortunately, standard homeowners insurance does not cover flood damage, leaving many property owners financially vulnerable. Here’s what Colorado residents need to know about personal flood insurance and why it’s a crucial part of home protection. Is […]
Umbrella Insurance for Colorado Businesses: Extra Coverage for Peace of Mind
Every business faces risks, from customer injuries to lawsuits and property damage claims. While standard liability insurance policies cover many risks, there are situations where claims exceed policy limits—leaving business owners financially exposed. That’s where umbrella insurance comes in. This extra layer of protection provides additional liability coverage to safeguard your Colorado business against major […]
Hail Damage and Commercial Property Insurance in Colorado
Colorado is one of the most hail-prone states in the U.S., with Hail Alley experiencing severe storms every year. Hail can cause extensive damage to commercial buildings, vehicles, and equipment, resulting in costly repairs for business owners. If your business operates in Colorado, having the right commercial property insurance is crucial for financial protection. Why […]
Starting a Business in Colorado? Your Insurance Checklist for 2025
Starting a business in Colorado is an exciting venture, but protecting your investment with the right insurance is just as important as your business plan. From liability risks to property damage, having the right coverage can prevent financial losses and legal troubles. If you’re launching a business in 2025, here’s your essential insurance checklist to […]
Business Interruption Insurance: Keeping Colorado Companies Afloat
Unexpected events like wildfires, hailstorms, power outages, and supply chain disruptions can bring Colorado businesses to a halt. Without a steady income, many businesses struggle to recover after a disaster. That’s where business interruption insurance comes in—it helps cover lost revenue and operating expenses while your company gets back on its feet. Here’s what Colorado […]
