What to Do When an Employee Files a Workers’ Compensation Claim
Handling a claim correctly protects both the employee and the business. Follow these critical steps: 1️⃣ Provide Immediate Medical Attention Call 911 if the injury is serious. Direct non-emergency injuries to an approved medical provider. Ensure the worker documents their injury ASAP. 2️⃣ Report the Injury Employers must file a First Report of Injury (FROI) […]
Colorado Workers’ Compensation Insurance: What Employers Must Know
As a Colorado business owner, understanding workers’ compensation insurance is crucial for protecting your employees and your company. State law requires most employers to carry workers’ comp coverage, ensuring financial protection for workers who suffer job-related injuries or illnesses. This guide explains Colorado’s workers’ comp laws, what coverage includes, and how businesses can reduce costs. […]
Why Colorado Businesses Need General Liability Insurance in 2025
Rising Lawsuit Risks The number of small business lawsuits is increasing. Without liability insurance, legal defense costs alone can exceed $50,000, even for minor claims. Colorado’s Harsh Weather Conditions Snow, ice, and unpredictable weather increase the risk of slip-and-fall accidents on business properties. If a customer gets injured outside your storefront, your business could be […]
