Restaurant Property Insurance: Equipment, Spoilage, and Business Income Explained
Restaurant Property Insurance: Equipment, Spoilage, and Business Income Explained A restaurant is full of expensive things pretending to be normal. Walk-ins. Freezers. Ovens. Fryers. Hoods. Dish machines. Espresso machines. POS systems. Furniture. Signs. Stock. Small wares. Tenant improvements. Coolers that seem to know exactly when you are already having a bad day. Restaurant property insurance […]
Restaurant General Liability Insurance: What Colorado Owners Should Know
General Liability is usually one of the first coverages restaurant owners hear about. It is also one of the easiest to misunderstand. A landlord asks for proof of insurance. A vendor asks for a certificate. Someone says, “We need your GL.” Everyone nods like this is normal. Then the owner gets handed a policy full […]
Workers Comp for Colorado Restaurants: Burns, Slips, Cuts & Claim Reality
They are Tuesday. Burns. Slips. Knife cuts. Back strains. Broken glass. Wet floors. Heavy boxes. Repetitive motion. Hot pans. Fast movement in tight spaces. If you own or operate a restaurant in Colorado, Workers Comp deserves more than a once-a-year renewal glance. This is one of the most important parts of your insurance program because […]
Restaurant Insurance in Colorado: A Plain-English Guide for Owner-Operators
Restaurant Insurance in Colorado: A Plain-English Guide for Owner-Operators Restaurant insurance should not feel like reading a prep list written by a lawyer during a fryer fire. If you own or operate a restaurant in Colorado, you already have enough happening: staffing, food costs, vendors, equipment, customer reviews, payroll, renewals, inspections, and that one piece […]