Restaurant Property Insurance: Equipment, Spoilage, and Business Income Explained
Restaurant Property Insurance: Equipment, Spoilage, and Business Income Explained A restaurant is full of expensive things pretending to be normal. Walk-ins. Freezers. Ovens. Fryers. Hoods. Dish machines. Espresso machines. POS systems. Furniture. Signs. Stock. Small wares. Tenant improvements. Coolers that seem to know exactly when you are already having a bad day. Restaurant property insurance […]
Restaurant General Liability Insurance: What Colorado Owners Should Know
General Liability is usually one of the first coverages restaurant owners hear about. It is also one of the easiest to misunderstand. A landlord asks for proof of insurance. A vendor asks for a certificate. Someone says, “We need your GL.” Everyone nods like this is normal. Then the owner gets handed a policy full […]
Restaurant Insurance in Colorado: What Coverage Do You Need?
Running a restaurant in Colorado can be a fulfilling yet challenging endeavor. From the fast-paced kitchen environment to customer interactions and alcohol service, restaurant owners face unique risks that could lead to financial loss if not properly insured. One fire, slip-and-fall accident, or foodborne illness outbreak could result in lawsuits, medical bills, or business closure. […]