Cyber and EPLI for Restaurants: POS Systems, Staff Issues & Modern Risk
Cyber and EPLI for Restaurants: POS Systems, Staff Issues & Modern Risk Cyber and EPLI sound like big-company coverage. They are not. Restaurants use technology. Restaurants employ people. That means both cyber and employment-related risk exist, even for small owner-operated businesses. If your restaurant has a POS system, email, payroll, online ordering, scheduling software, customer […]
Liquor Liability for Colorado Restaurants: Food-First vs. Liquor-Heavy Risk
If your restaurant serves alcohol, your insurance conversation changes. Not in a dramatic “sound the alarm” way. More like a “we should probably not pretend this is just a sandwich shop” way. Liquor Liability matters because alcohol creates a different kind of risk than food service alone. What Liquor Liability may help with Liquor Liability […]
Restaurant Property Insurance: Equipment, Spoilage, and Business Income Explained
Restaurant Property Insurance: Equipment, Spoilage, and Business Income Explained A restaurant is full of expensive things pretending to be normal. Walk-ins. Freezers. Ovens. Fryers. Hoods. Dish machines. Espresso machines. POS systems. Furniture. Signs. Stock. Small wares. Tenant improvements. Coolers that seem to know exactly when you are already having a bad day. Restaurant property insurance […]