Umbrella Insurance for Restaurants: Extra Liability Limits Explained
Some restaurant claims stay small. Some do not. Umbrella or Excess Liability insurance exists for the claims that get bigger than expected. And if you
July 2, 2026
Some restaurant claims stay small. Some do not. Umbrella or Excess Liability insurance exists for the claims that get bigger than expected. And if you
Cyber and EPLI for Restaurants: POS Systems, Staff Issues & Modern Risk Cyber and EPLI sound like big-company coverage. They are not. Restaurants use technology.
If your restaurant serves alcohol, your insurance conversation changes. Not in a dramatic “sound the alarm” way. More like a “we should probably not pretend
Restaurant owners do a lot of “quick” driving. Quick run to Restaurant Depot. Quick bank deposit. Quick catering delivery. Quick forgotten ingredient pickup. Quick supply
Restaurant Property Insurance: Equipment, Spoilage, and Business Income Explained A restaurant is full of expensive things pretending to be normal. Walk-ins. Freezers. Ovens. Fryers. Hoods.
General Liability is usually one of the first coverages restaurant owners hear about. It is also one of the easiest to misunderstand. A landlord asks
They are Tuesday. Burns. Slips. Knife cuts. Back strains. Broken glass. Wet floors. Heavy boxes. Repetitive motion. Hot pans. Fast movement in tight spaces. If
Restaurant Insurance in Colorado: A Plain-English Guide for Owner-Operators Restaurant insurance should not feel like reading a prep list written by a lawyer during a
A new year often means new wheels. Whether you’re upgrading your family vehicle or buying your first SUV for Colorado mountain travel, there’s more to
Colorado winters bring more than just skiing and snowball fights. Snowmobiles, ATVs, and winter sports gear are a huge part of local recreation. But too
Driving in Colorado during the winter is no joke. Between black ice in Boulder, whiteouts on I-70, and surprise snow squalls in Colorado Springs, winter
Every fall, thousands of Coloradans pack up their homes and head to warmer states like Arizona, Texas, or Florida. Whether you’re escaping the
The holidays in Colorado are full of warmth, snow, and celebration. Whether you’re hosting Thanksgiving dinner in Boulder, a New Year’s party in Colorado Springs,
Bringing home a baby changes everything. It’s emotional, overwhelming—and a critical time to lock down your insurance coverage. Here’s what Colorado parents-to-be need to
Starting a new job is more than just a professional upgrade—it can be a full lifestyle shift. In Colorado, that might mean relocating to